Sarvamaṅgalā

This chapter opens on the Trayodaśī tithi — the day of Sarvamaṅgalā, Auspiciousness of All. The thirteenth verse returns to the language of the first — again Jātavedas is invoked, again Lakṣmī described in her full golden, lotus-laden, moon-radiant form — but now from within the journey rather than at its beginning. Sarvamaṅgalā teaches integration: the recognition that all the separate domains of financial life — earning, spending, saving, giving — are one coherent whole, held by the same Śakti.